Gate Card Fee Rates & Limits | Gate

28.07.2026 (UTC)
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1. What are the fees associated with Gate Card?

Details are as follows:

Description

Fee


Virtual Card Issuance Fee

VIP ≥ 5: Free

VIP below 5: 2 USDT, with occasional card opening promotions; please refer to the actual page for details

*If the card application fails, the 2 USDT will be refunded to your Gate account

Monthly Fee

Free

Card Inactivity Fee

Free

Top-Up Fee

0.90% (calculated and displayed in real-time on the page during top-up)

First Top-Up

10 USDT (top-up fee waived; only affected by the USDT to USD exchange rate)

1) If the card application succeeds, the 10 USDT will be stored as card balance in Gate Card for spending

2) If the card application fails, the 10 USDT will be refunded to your Gate account

Foreign Exchange Fee (Non-USD Transactions)

1.70%

Apple Pay Authorization Fee

0.1 USD

Reversal Fee

1 USD

Refund Fee

2%

Chargeback Fee

35 USD

2. What are the spending limits for Gate Card?

Spending limit details are as follows:

Card Tier

Per Transaction

Daily

Monthly

Annual

T0-T5

$25,000

$150,000

$1,000,000

$1,000,000

To request an increase in spending limits, contact customer service at support@gate.com. We will review your application and confirm whether the limit can be raised.

Disclaimer

The content provided herein is for reference and educational purposes only and does not constitute any financial, investment, trading, or legal advice, nor does it constitute an offer or solicitation to buy or sell any digital assets. Gate makes no express or implied representations or warranties regarding the accuracy, completeness, or timeliness of the information contained herein. Product features, interfaces, rules, and fee structures may be updated or adjusted at any time. Please refer to the latest announcements and the actual information displayed on the Gate platform for the most accurate details.
Digital asset investments involve significant risk, and prices may fluctuate substantially. You may lose the entire amount of your investment. Please make decisions cautiously based on your own financial situation and risk tolerance after fully understanding the associated risks. If necessary, you are advised to consult an independent professional financial or legal advisor.
For more information about potential risks, please refer to Gate's [Risk Disclosure](https://www.gate.com/legal/risk-disclosure) and [User Agreement](https://www.gate.com/user-agreement).

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