Traditional reward points have a fatal flaw—most of them cannot be redeemed at all, locking users into a single platform, and the points in their hands are never truly their own assets. Now some innovative platforms are starting to change this approach by converting points into real digital assets. For example, receiving Bitcoin cashback directly during installment shopping, with these BTC being transferred instantly into your wallet, fully owned by you, and you can use them as you wish. This is true portable value—rewards are no longer virtual digital assets of the platform, but real assets that can be traded, transferred, and appreciated.