PANews February 3 News, according to Cointelegraph, the report titled “2025 Digital Wealth Report” released by Gibraltar-based Xapo Bank shows that the usage pattern of its Bitcoin-backed loan business is shifting from short-term liquidity to long-term financial planning. The report states that among the Bitcoin-backed loans issued by the bank in 2025, 52% have a loan term of 365 days, and even as new loans slowed within the year, these long-term loans remained outstanding.
CEO Seamus Rocca said that increased confidence in Bitcoin’s long-term prospects has prompted holders to choose borrowing over selling, indicating a shift from short-term speculation to long-term thinking. The report points out that although the pace of loan issuance slowed in the second half of the year, the outstanding loan balance continued to grow, suggesting that borrowers are using loans as a long-term tool.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
Bitcoin (BTC) Final Dip Incoming? This Signal Says the Bull Run Comes Next
Bitcoin has entered a critical phase after its October 2025 peak, and the latest technical signal now points to something that has defined every major bottom in the past decade. The BTC price has already corrected deeply, and a fresh development on the 3-day chart is drawing attention to what c
CaptainAltcoin7m ago
Gate surplus-coin-yubao BTC 7-day fixed-term wealth management launches an additional reward pool. Subscribe to get a 10% annualized return bonus.
Gate News, according to Gate’s platform announcement, Gate Earn Yubibao has launched an additional rewards pool for BTC 7-day fixed-term wealth management. Subscription users can enjoy a 10% annualized return bonus. The total rewards pool size is 3,000,000 R2 tokens, first come, first served.
The additional rewards will be distributed daily in the form of an equivalent amount of R2. R2 Protocol is an on-chain asset management platform committed to providing institutional-level real returns for crypto-native users and traditional users.
GateAnnouncement27m ago
What happens to Z Gen retirements if payroll taxes go into STRC?
Cornell University student Ella Hough has introduced an interactive calculator that simulates using MicroStrategy preferred stock to replace Social Security for retirement savings, showing the investment potential and risks. Although it offers access to high dividends, the model includes risks such as dividends not being guaranteed and the effects of inflation, emphasizing the importance of retirement planning and intergenerational differences, and encouraging younger people to reexamine traditional Social Security and investment strategies.
GateNews30m ago
U.S. Senators Introduce Mined in America Act to Boost Crypto Mining and Bitcoin Reserve
_The new Mined in America Act seeks to localize cryptocurrency mining and officially establish a national Strategic Bitcoin Reserve for the country._
U.S. Senators Cynthia Lummis and Bill Cassidy introduced a major bill called the Mined in America Act. Therefore, this bill is set to reinforce the c
LiveBTCNews41m ago
Bitcoin ETFs Shed Nearly $300M as Risk-Off Pressure Builds Across Markets
U.S. spot Bitcoin ETFs experienced approximately $296 million in net outflows from March 24 to March 27 due to growing market risk aversion amidst geopolitical and macroeconomic pressures, indicating broader investor de-risking trends.
CryptoNewsFlash46m ago
The Bhutanese government is reportedly selling 325 BTC, worth $25.19 million
Gate News message, on March 31, according to Onchain Lens monitoring, the Royal Government of Bhutan transferred 325 BTC (worth $25.19 million) to a wallet that previously received BTC from Galaxy Digital, which appears to be a sale.
GateNews48m ago
