Africa is not a single market, but rather consists of 54 markets with different regulatory bodies, varying Central Bank strategies, and distinct political realities. The fastest way to frustrate yourself is to start with a slide that reads "Africa" as if it were a country, then pitch a one-size-fits-all stablecoin story. The Kredete team has just concluded visits to 20 countries, engaging with over a hundred bankers, regulators, and policymakers. This is a pragmatic summary of the actual situation—what are misconceptions, what is reality, and what conditions are needed to implement stablecoins.