Holding Coins for Interest: A Passive Income Strategy in the Crypto Assets Sector

Comprehensive Analysis of Staking Yields for Mainstream Encryption Assets in 2025

In 2025, the cryptocurrency holding and earning strategy will reach a new peak. The staking returns of mainstream assets are showing a diversification trend, providing rich choices for investors. Ethereum2.0 staking annualized returns remain stable at 4%-6%, attracting long-term holders. Polkadot (DOT) and Cardano (ADA) have achieved yields of 8%-10% through innovative staking mechanisms. Stablecoins like USDC and USDT have annualized returns of 3%-5% through DeFi platforms, becoming a low-risk option. Emerging public chains like Solana and Avalanche offer higher staking returns but with greater volatility. Exchanges like Gate have launched flexible staking products, balancing liquidity and returns. Investors can seek a balance between high returns and safety based on their risk preferences, devising personalized holding and earning strategies.

Five Major DeFi Liquidity Mining Strategies: Balancing High Returns and Low Risks

DeFi liquidity mining provides new ideas for earning strategies for coin holders. Single coin stake () is the simplest way, earning rewards by locking a single token in the protocol. Dual coin liquidity mining requires providing liquidity for two types of tokens, offering higher returns but with the risk of impermanent loss. Lending mining earns rewards through deposits and loans, suitable for investors with a higher risk tolerance. Stablecoin mining is a relatively low-risk strategy, mainly targeting stablecoins like USDC and USDT. Cross-chain mining takes advantage of arbitrage opportunities between different public chains, offering substantial returns but is more complex to operate. Investors need to weigh the risks and returns and choose a DeFi wealth management plan that suits them.

In-Depth Comparison of Coin Holding Interest Platforms: A Comprehensive Assessment from Security to Annual Yield

Choosing a safe and reliable encryption currency wealth management platform is crucial. Mainstream platforms in the market have their own characteristics in terms of security, yield, and user experience. Below is a comparison of some platforms:

| Platform | Security | Annual Yield | Withdrawal Speed | User Experience | |------|--------|------------|----------|----------| | Gate | High | 3%-8% | Fast | Excellent | | Aave | Medium | 2%-10% | Medium | Good | | Compound | zh | 1%-6% | Slow | Good | | Celsius | Low | 4%-12% | Medium | Medium |

[Gate]With strong security measures and flexible product design, it stands out in the field of earning interest on holdings. Investors should comprehensively consider the various aspects of the platform's performance and choose the most suitable encryption currency wealth management platform for themselves.

Tax Optimization for Passive Income from Digital Assets: Legal Strategies to Reduce Tax Obligations

The tax treatment of passive income from cryptocurrencies is an important issue faced by investors. In 2025, countries are increasingly improving their tax policies on digital assets. The United States taxes staking rewards as ordinary income, while some European countries adopt a capital gains tax model. To legally optimize their tax burden, investors may consider the following strategies: holding long-term for lower tax rates; utilizing tax-loss harvesting (tax-loss harvesting); choosing tax-friendly cryptocurrencies; and using Individual Retirement Accounts (IRA) to invest in cryptocurrencies. Additionally, accurately recording transactions and earnings, and hiring professional tax advisors can also help reduce tax obligations. Investors should closely monitor policy changes and reasonably plan their strategies for earning interest on their holdings.

ETH0.72%
DOT0.2%
ADA-0.48%
USDC-0.02%
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This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
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