Will XRP Become the World's Currency? Let's Uncover the Theories Behind It

Let’s be honest—there are so many rumors about XRP it’s almost ridiculous. From claims that it’s the “currency of the new world order” to conspiracy theories that Elon Musk is secretly betting on it, these stories are everywhere online. Let’s break them down one by one.

Why is XRP always dragged into conspiracy theories?

Ripple’s Global Presence

• Hundreds of banks and financial institutions are signed up to use Ripple
• Major banks like Santander and Standard Chartered are on the list
• Conspiracy theory: Is this laying the groundwork for a global currency?

ISO 20022 Compliance XRP meets international payment standards, leading some to say this proves it’s been chosen. But the truth is: many cryptocurrencies can meet these standards, not just XRP.

Political Figures Stirring the Pot

• Trump has shown a friendly attitude; some speculate he might favor XRP if he gains power
• Elon Musk’s projects like xAI and Starlink have led some to imagine he’ll integrate XRP payments
• But these are just guesses and speculation

Let’s Cool Things Down

✋ The SEC lawsuit isn’t over yet — XRP’s legal status remains uncertain, and that’s the biggest risk factor.

✋ “Escrow is controlled” — Some say Ripple controls XRP supply through escrow contracts to manipulate the global economy. That logic… is a bit far-fetched.

✋ It’s all correlation, not causation — Banks using Ripple doesn’t mean they’ll use XRP; Trump’s friendliness toward crypto doesn’t guarantee support for XRP; Musk’s innovations don’t necessarily mean XRP will be involved.

Honestly

Some of these theories have a bit of merit—like Ripple’s real-world use in international payments—while others are pure speculation, like conspiracy theories about global financial manipulation.

XRP’s rise might not be due to some secret plan; it could simply be because:

• Cross-border transfers are genuinely fast
• Transaction fees are low
• Institutions are actually using it

Is it destined to become a “world reserve currency”? That’s still too early to tell, with too many variables.

What’s your take? Is XRP a promising coin or just overhyped? 💭