#美股2026展望 A piece of news from international financial regulators may indicate that the barriers for traditional institutions to enter the encryption field are about to loosen.

A senior regulatory official recently stated that they are reassessing the capital requirement rules for banks holding encryption assets. How strict is the current regulatory framework? Digital assets are assigned a risk weight of 1250%—meaning that if a bank allocates $100 million in digital assets, it needs to prepare $125 million in capital as a buffer. This punitive requirement effectively amounts to a "ban" on traditional financial institutions.

However, attitudes are changing. Regulators have mentioned that the regulated stablecoin ecosystem has matured significantly, and the policy environment is also adjusting accordingly. In other words, what was once considered high-risk encryption assets are now being redefined due to the development of compliant stablecoins.

If the rules are really relaxed, it means that a massive amount of funds in the traditional financial system may be allowed to enter the market. This will not only bring a significant increase in liquidity but also marks that the entire encryption market is moving from the early stage towards institutionalization.