A bold assertion has recently been circulating in the tech circle: with the development of AI, the traditional concept of retirement savings will gradually become obsolete. This sounds crazy, but if you've been in the crypto world, you can actually feel the shift in wealth logic.

The key change is here—shifting from "How much money I save" to "How my money works."

Some DeFi protocols on the BNB Chain are already practicing this new logic. For example, through liquidity staking mechanisms, you can convert BNB into corresponding staked tokens while earning staking rewards. The clever part is that these tokens can still be used for other investment strategies, effectively generating multiple layers of returns from the same principal.

Furthermore, on-chain now you can directly access real-world assets. Using stablecoins to purchase low-risk products like U.S. Treasury bonds, and settling transactions on-chain—this was unimaginable a few years ago.

What does this shift indicate? It shows that asset efficiency has become the new core competitive advantage. It’s not about how much you have, but whether your money is working for you in the most efficient way. Complex strategy combinations used by professional institutions are now accessible to ordinary people through well-designed DeFi tools.

Elon Musk’s vision may depict a future where AI reshapes the economy. But for now, learning to make assets come alive and flow within a safe framework has become a fundamental skill for adapting to the new financial era. The era of static savings may truly be fading away.