Chinese Market in 2025: Explore Opportunities from 10 Investment Funds to Watch Closely

Although the Chinese stock market has faced recent challenges, this second-largest economy in the world still holds promising growth potential. In 2568, many investors are returning to invest in Chinese equity funds through various channels. This article will examine in-depth details of 10 Chinese mutual funds to consider, along with performance analysis and suitability for different investor groups.

Basic Understanding of Chinese Equity Funds

Chinese equity funds are investment tools covering various markets, from mainland China to international markets. These funds may invest in multiple securities, but their core allocations are focused on different sectors of the Chinese economy.

China excels in technology, financial markets, and electronic commerce. This situation leads to a highly liquid stock market with potential for attractive returns.

Types of Chinese Mutual Funds

**Index Funds (Passive Funds): ** These follow market benchmarks, providing returns close to the index rate. They carry moderate risk, have low fees, and are suitable for beginners or those seeking more stability.

**Active Funds (Active Funds): ** These involve active stock selection by fund managers. They carry higher risk but offer the potential for better returns, depending on the manager’s skill.

Before investing, investors should thoroughly study the details to align with their goals and risk tolerance.

Performance Analysis: 10 Chinese Mutual Funds Through Data Lens

In this section, we select 10 Chinese mutual funds based on actual returns and data. The following information reflects the situation as of May 30, 2568:

Fund Analysis

SCBCEE - Thai Commercial Bank China Equity Fund (Electronic Channel Type)

This fund focuses on capital growth through direct Chinese stocks and via main funds. Year-to-date return is 11.37%, indicating strength. Over several years, the 3-year return is 6.88% per year, while the 5-year return shrank to 0.56%. This reflects changes in the Chinese market. The fund does not pay dividends and is suitable for long-term horizon investors who can tolerate volatility.

SCBCEP - Thai Commercial Bank China Equity Fund (Accumulation Type)

Designed for value growth, with year-to-date return at 10.83%. The 3-year return is 5.94% per year, and the 5-year return is -0.33%. This trend is suitable for investors expecting a Chinese market recovery. No dividends are paid, ideal for disciplined savers with patience for market fluctuations.

SCBCE(SSF) - Thai Commercial Bank China Equity Fund (Savings Type)

A tax-advantaged savings fund, with year-to-date return at 10.92% and 3-year return at 5.81% per year. Data for 5 years is unavailable due to shorter operational period. This fund allows investors to enjoy tax benefits along with growth. No dividends, suitable for long-term planning.

SCBCE - Thai Commercial Bank China Equity

Returns 10.91% since the start of the year, with 3-year at 5.81% per year, and 5-year at -0.45% per year. Similar structure to SCBCEE but with slightly different risk profile. Suitable for those confident in China’s market recovery and able to withstand minor fluctuations. No dividends.

SCBCEHE - Thai Commercial Bank China Equity (Currency-Hedged, Accumulation Type)

This fund hedges currency risk, with a return of 14.63% since the start of the year. It appears strong in the short term. However, the 3-year return is 4.30% per year, and 5-year is -2.09% per year, indicating challenges. No dividends, high risk, suitable for experienced investors seeking to enhance value from the Chinese market.

TISCOCH - TISCO China Equity Fund

Returns 14.18% since the start of the year, but 3-year at 3.65% per year, and 5-year at -3.26% per year. Long-term trend shows contraction. No dividends, high risk, suitable for long-term goals after in-depth analysis.

TCHRMF - Thanachart Life China Equity (RMF)

Designed for retirement savings, with 13.89% return since the start of the year, 3-year at 3.57% per year, and 5-year at -3.16% per year. Benefits include tax savings, no dividends, high risk, suitable for those prepared for volatility and retirement planning.

KF-HSHARE-INDX - Krungsri China H-Shares Index Fund

An index fund, with 14.21% return since the start of the year, 3-year at 3.32% per year, and 5-year at -2.91% per year. Passive investment approach results in low costs, no dividends, high risk, suitable for passive exposure and diversification.

SCBCEHP - Thai Commercial Bank China Hedged Equity (RMF)

Returns 14.18% since the start of the year, 3-year at 3.30% per year, and 5-year at -3.03% per year. Currency hedging combined with tax savings, no dividends, high risk, provides long-term savings tools.

SCBCEH - Thai Commercial Bank China Hedged Equity

Returns 14.16% since the start of the year, 3-year at 3.26% per year, and 5-year at -3.07% per year. Currency risk hedging, no dividends, high risk, suitable for those expecting growth from the Chinese market.

Investment Investor Analysis

From understanding these 10 Chinese funds, it is clear that the Chinese market still has vulnerabilities despite facing challenges.

Many funds in this list employ a passive strategy to closely track the market, which helps reduce risk for investors.

Short-term returns of many funds are positive, while 5-year returns are often negative, reflecting medium-term market changes in China.

Closing Remarks

Chinese mutual funds remain an attractive option for those confident in the long-term recovery of the Chinese market.

Investors should thoroughly study the details, as investing in foreign funds involves risks. The information in this article is for educational purposes only and not investment advice, so decisions should be made carefully and tailored to individual circumstances.