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SWIFT continues to confirm the key role of the ISO 20022 standard in driving the adoption of blockchain-native platforms. Currently, blockchain-based assets such as QNT and XRP have been officially recognized as cryptocurrencies compliant with the ISO 20022 standard. This development indicates that fintech companies have a natural advantage in cross-border payments and asset interactions—especially when embracing the integration of international standards and blockchain technology. As more enterprise-level applications are built on this framework, we may witness an accelerated deep integration of traditional financial infrastructure with Web3 technologies.