Here's the thing: traditional banks won't go down without a fight. Once interest-bearing stablecoins and lending vaults become mainstream, they essentially replicate what banks do best—minus the middleman overhead. You're looking at on-chain alternatives that undercut conventional banking on every front. The establishments know this threat is real, which is exactly why they'll resist so hard. It's the same playbook we saw when the music industry tried to crush peer-to-peer file sharing—a desperate last stand against inevitable disruption. DeFi doesn't just offer better yields; it rewrites the entire financial rulebook.