2026-01-15 21:44:44

ECB official pushes for measured approach on Basel 3 banking regulations. De Guindos emphasizes that overly stringent or lax implementations of the Basel 3 framework could create market imbalances. The need for equilibrium in regulating bank capital requirements and risk management standards remains critical as financial institutions navigate evolving market conditions. A one-size-fits-all approach risks fragmenting banking compliance globally, while flexibility without safeguards could compromise financial stability. The debate continues on how central banks should calibrate these rules to support both institutional resilience and market functionality.

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

15 Likes

Reward
15
7
Repost
Share

Comment

0/400

GasFeeNightmare

· 1h ago

Basel III is causing trouble again. I'm really fed up with these regulators.

View OriginalReply0

CryptoHistoryClass

· 5h ago

ah, the classic "goldilocks zone" argument. not too hot, not too cold... except we both know how this movie ends. statistically speaking, every time regulators claim they found the perfect balance, the market promptly proves them wrong within 18 months. seen this plot before in 2008, then again in 2015. history really does rhyme, doesn't it?

Reply0

Blockchainiac

· 5h ago

Basel 3 is causing trouble again. I'm really speechless. They just want to find a balance in the middle, but with one loosened and the other tightened, no one is satisfied.

View OriginalReply0

TokenRationEater

· 5h ago

Basel 3 is causing trouble again, still playing the balancing act... I'm really a bit tired.

View OriginalReply0

SolidityStruggler

· 5h ago

Basel 3 is always the hardest middle ground to walk, too strict and banks might go bankrupt; too lenient and it’s easy to trigger a crisis. De Guindos is right, but can this really be coordinated well?

View OriginalReply0

MevShadowranger

· 5h ago

Basel3... To put it simply, it's like dancing on a tightrope; a slight tilt and you're done.

View OriginalReply0

CodeAuditQueen

· 5h ago

Basel 3 is coming back with the same approach, essentially a balancing act... Too tight and it becomes a bottleneck; too loose and it’s a landmine. It sounds very similar to gas optimization in smart contracts — not always better to have it as low as possible, nor to waste it arbitrarily; you need to find that critical point. A one-size-fits-all solution will definitely fail, as each country's central bank has its own interests, and this post will probably spark more debate.

View OriginalReply0