When a major regional bank crumbles under the burden of non-performing loans tied to politically connected borrowers, it sends shockwaves through the financial system. For everyday citizens watching their savings evaporate, it becomes a breaking point. This scenario highlights a critical vulnerability in centralized banking: concentrated risk, opaque decision-making, and the erosion of trust when institutions prioritize insider interests over depositor security. As traditional financial systems face mounting pressures from mismanagement and political interference, many are questioning whether decentralized alternatives might offer better safeguards—transparent protocols, immutable records, and systems designed to resist arbitrary manipulation.