Want to enter the Hong Kong stock market? Then the "Hang Seng Index" (HSI) is the first concept you need to understand. As the core blue-chip index of the Hong Kong stock market, it not only reflects the trends of Hong Kong's financial market but also serves as an important window to observe the entire Asian economy.

The Hang Seng Index gathers the most prominent and liquid leading companies in Hong Kong's capital market—covering sectors such as finance, real estate, utilities, and industry and commerce. In other words, investing in Hang Seng Index-related assets means growing alongside some of the top companies in Asia. For beginners, learning to interpret the Hang Seng Index essentially means learning how to build a robust, diversified asset portfolio.

Why start with the Hang Seng Index? It's simple—its constituent stocks are all carefully selected high-quality assets. From well-known tech giants to banks with particularly stable dividends, each one carries significant weight.

But there's a practical issue right in front of us: although understanding the value of the Hang Seng Index is one thing, actually operating in the market—opening accounts across regions, transferring funds, dealing with long transfer cycles, and high exchange costs—these barriers often block beginners from taking the first step.

Xiao Chen is a typical example. In early 2025, after studying the macroeconomic situation, he decided to pick a few high-dividend blue-chip stocks from the Hang Seng Index for long-term allocation support. "At first, it was really frustrating. I wanted to catch the market trend, but just setting up accounts took a long time, and transfer cycles were slow..." Later, Xiao Chen found a more efficient method, greatly speeding up his position-building process.