Recently, an interesting market sentiment has been circulating — 2026 is likely to be the most divisive year in crypto history. The traditional halving cycle seems to be hinting that the market should adjust, but the strong support from US policy circles is signaling a "super cycle." When these two forces clash, investors are faced with a big dilemma: should they be aggressive or cautious?

However, from this chaos, some clues can be seen. When market sentiment is swinging wildly, things that offer you "certainty of returns" become especially valuable. For example, projects that focus on deep integration with mainstream public chains and aim to reduce user costs have become safe harbors.

Think about it — in volatile markets, what are investors most afraid of? Not being able to see clearly or manage risks effectively. So now, some platforms are starting to play the real "combination punch" — lowering borrowing costs to below 3%, allowing you to finance at low cost to capture higher yields from other channels, which is a safe arbitrage space; on the other hand, they are introducing RWA products, such as on-chain assets pegged to US Treasuries, with annualized yields stable between 3.65% and 4.71%. Imagine that — it’s like installing a "magnet" in your crypto asset allocation.

This logic is quite clear: avoid the most aggressive speculation, and don’t engage in purely high-risk gambles. Instead, aim to build yourself into the "yield infrastructure" of the crypto world. Whether through staking for interest or diversified lending, the core idea is to make capital flow more efficiently and securely. If you also hold related governance tokens and lock them in, you can currently earn close to 40% annualized rewards — which is attractive for those optimistic about long-term development.

Looking ahead to the roadmap, these projects have a clear expansion plan for the first half of the year: to launch on Ethereum, diversify into physical asset classes, and experiment with on-chain credit lending. This isn’t just a simple version update; it’s about weaving a denser, more diverse network of yields amid uncertainty.

In plain terms, when the market is full of conflicting opinions, projects that consistently focus on reducing user costs and providing tangible, stable returns are more likely to weather the cycle fluctuations. They don’t promise huge profits but offer a sense of "peace of mind." In a year of divergence, such choices might be exactly what many cautious investors are looking for.