#数字资产市场动态 Reckless investing in the crypto world often ends with nothing left but your underwear. To turn things around, you need your own investment methodology. Summarizing my experience, it mainly relies on these four key strategies:

**First Pitfall to Avoid: Choose the Right Coins**

Picking good coins is half the battle won. How to choose? Look at these three indicators:

Technical Strength — Review the white paper, see if there's innovation in the technical roadmap, and whether the team is truly capable or just a shell. Copycat projects should be a hard pass.

Real-World Use Cases — Don’t be fooled by hype. What problems does the project solve? Are there real users on the chain? Check the data to see if it’s hot or cold.

Ecosystem Vitality — On-chain data doesn’t lie. Active users and transaction volume can reveal the true popularity of a project.

**Second Strategy: Diversify Your Funds**

Poor fund management is pointless no matter how much you earn:

Only use idle funds, about 10%-20% of your monthly salary. Don’t touch emergency funds.

Eggs in different baskets — allocate according to risk levels. Core assets (like Bitcoin, Ethereum), potential coins, high-risk new coins, with separate proportions and positions.

Core assets can be slightly heavier, others should be kept light.

**Third Strategy: Insure Yourself**

Set stop-loss and take-profit points, or you’ll never stop losing:

Stop-loss — Sell when core assets drop 20%-30%, potential coins 30%-40%, high-risk coins 40%-50%. Exit at the set line, don’t be soft.

Take-profit — Take profits in stages at 50%-100%. Don’t be greedy; locking in gains is the real win.

Regularly reflect on your operations: which decisions were right, which were foolish, and optimize gradually.

**Fourth Strategy: Keep a Steady Mind**

This might be the most important:

Be rational, don’t get jealous when others make money. Chasing gains and panic selling are the fastest ways to go bankrupt. Do your homework before buying.

Investing is a long-distance race, not a 100-meter sprint. The dream of getting rich overnight is best left behind.

Greed and fear can destroy your account. Knowing when to take profits and cut losses in time is key to longevity.

Building an investment system isn’t something you do overnight; it requires continuous learning and practice. Don’t rush, take it step by step, and experience will accumulate over time. Keep progressing, stay away from being liquidated, and achieve steady profits—that’s the right path.