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XRP was launched in 2012 and is expected to reach $4.50 in 2026, coinciding with its 14th anniversary. This is mainly due to the resolution of the lawsuit with the U.S. Securities and Exchange Commission (SEC) and the launch of spot ETFs in 2025. A report by CNBC states that XRP is the "hottest cryptocurrency to trade in 2026," while Telegaon's analysts predict that XRP will hit a new all-time high of $5.18 this year, a 151% increase from the current level, and due to the growing popularity of XRP in cross-border transactions, its long-term price is expected to exceed $10.