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This hits different. Look, you can point fingers at the government, blame your family, or find a thousand reasons why things went wrong. That's easy. The hard truth? Nobody's coming to rescue your financial situation. Not your parents, not the system, definitely not luck.
Your money moves are 100% on you. Period. The moment you stop waiting for someone else to fix things and own that fact—that's when real change starts. That's when you actually begin building something worth having.