$200 worth of trash coins turned into $47,000, then leveraged to $1,850,000, only to be wiped out in a black swan event—this was my personal experience in the early days. Now, I’ve re-entered the market with $20,000.

Such extreme ups and downs are very common in the crypto world. The gap between huge profits and liquidation often only spans a single overnight jump. When you put all your chips on "the next tenfold rally," the market usually tells you in the harshest way: relying solely on luck and courage won’t get you far.

After that painful lesson, I started to think: is there a way to participate in market gains without constantly worrying? In other words—can I find a way to steadily grow my assets instead of being repeatedly drained by wild fluctuations?

This time, I didn’t go all-in on derivatives or chase every pump and dump. I chose to allocate part of my funds into decentralized interest-earning protocols. The reason is simple: they don’t rely on gambling or luck, but allow assets to generate cash flow within a relatively controlled framework.

Here’s what I did— I collateralized my main cryptocurrencies into the protocol, exchanging them for stablecoins to meet liquidity needs, while the collateralized assets continue to earn yields elsewhere. The key is, I don’t need to guess market directions; my assets operate automatically.

The core mechanism of these protocols is integrating lending, earning, and governance. You can deposit stablecoins to earn incentives, creating a positive cycle of "collateral → lending → earning." Risk is manageable, and returns are continuous. For those wanting to take a breather from high-frequency trading, it’s a good option.