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"Delphi Digital: 10 Predictions for the 2026 Crypto Market" (Compiled by ShenChao) Perpetual contracts on decentralized exchanges (Perp DEXs) may simultaneously serve as brokerages, exchanges, custodians, banks, and clearinghouses; the x402 protocol allows any API to be accessed via encrypted payments, and AI agents will enable autonomous trading; DeFi lending protocols hold tens of billions of dollars in total value locked (TVL), but almost all protocols require over-collateralization. The breakthrough is zkTLS technology, which allows users to prove their bank balances exceed a certain amount without revealing account numbers, transaction records, or identities. Read more: