Today I activated a @ Wallet card, a crypto debit card, Mastercard. I had been meaning to get one but never did. Today I thought about how I could directly subscribe to OpenAI, X membership, and the like in the future without having to find a proxy on Xianyu. I happened to see a tutorial and decided to get one.

To activate this card, you need a passport; without it, you can't open it.
It supports U recharge, and I also linked it to Alipay for spending.
Just like the U card I used from Infini before, it was very convenient for daily expenses. Unfortunately, it was later phased out. Not having to withdraw funds for daily spending is pretty nice.
Today, a friend was talking to me about lobsters, and I could clearly sense some anxiety.
But using small lobsters doesn’t necessarily mean you can keep up with AI development.
People aren’t just researching AI; they’re afraid of missing out on AI.
From the crypto world to the internet circle, many groups suddenly started researching various AI tools:
Installing small lobsters, running models, tinkering with openclaw — it’s like if you don’t learn something, you’ll be eliminated.
But think calmly — there’s no need to be so anxious.
First, the barrier to tools doesn’t equal the barrier to opportunity.
Knowing how to install tools doesn’t mean you can seize opportunities; not knowing how to install them doesn’t mean you’ll be left behind.
Second, what’s truly scarce isn’t the tools but the application scenarios.
Just like back then, many people could code, but those who really made money were the ones who created products and found users.
Third, AI development is a long-term process, not a one-month window.
Many now see AI as a trend they must jump on immediately, but in reality, it’s more like the long-lasting waves of the internet, e-commerce, and cryptocurrency that last over ten years.
So instead of worrying about “whether I’ve used a certain tool,”
it’s better to think clearly about one thing:
Can AI help you amplify what you’re already doing?