Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
251,859,081
0.000375%/
0.000411%
/3.61%
0.000622%
/5.45%
btc
BTC
2,738
227.15M USDT
0.000277%/
0.000308%
/2.70%
0.000339%
/2.97%
eth
ETH
11,313
20.2M USDT
0.000271%/
0.000351%
/3.08%
0.000328%
/2.88%
xrp
XRP
18,345,206
37.86M USDT
0.000774%/
0.001564%
/13.71%
0.001214%
/10.64%
doge
DOGE
172,437,491
28.44M USDT
0.000422%/
0.000483%
/4.24%
0.000653%
/5.73%
ondo
ONDO
24,944,861
20.06M USDT
0.000070%/
0.000100%
/0.88%
0.000609%
/5.34%
bnb
BNB
20,930
12.36M USDT
0.003288%/
0.005468%
/47.90%
0.003979%
/34.86%
shib
SHIB
991,879,809,328
12.06M USDT
0.000147%/
0.000162%
/1.42%
0.000611%
/5.36%
ltc
LTC
140,648
11.67M USDT
0.000273%/
0.000297%
/2.61%
0.000611%
/5.36%
usdc
USDC
10,853,583
0.000492%/
0.000920%
/8.06%
0.001102%
/9.66%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?