Seeing that a certain leading exchange's financial product is only offering a 6% annualized return and was snapped up instantly, it's quite interesting. Someone said this might be a DeFi project's financial plan, and I checked the data——if it really is that project, the actual annualized return can reach 31%, with 5% from USDT and 26.07% from the project tokens. The difference sounds significant.

More importantly, the entire project’s financial pool only has a limit of 20 million USD, making it easy for the capacity to be quickly filled by funds.

Honestly, a 6% annualized return is quite conservative. If the actual yield is only this much, it’s far from the 31% promoted by the project team—there’s definitely some arbitrage space here. It could be a marketing gimmick, or the actual product and the promotion are not the same thing. Users should carefully understand the underlying yield structure when choosing such products.