Ripple's CTO: XRP is the gateway currency of the future of tokenized finance - #cryptocurrency #bitcoin #altcoins

Recently, there's a hot topic in the crypto market worth discussing: XRP is experiencing a strong rally. The current price has reached around $2.03, with a 24-hour increase of 8%. This upward movement is not without reason—several factors are driving it together. First is the positive regulatory news. The SEC lawsuit settlement has been finalized, clearing a major concern for this asset. Many market participants are saying this is the clearest policy signal in years. Second, ETF funds continue to flow in, with a total net inflow exceeding $1.24 billion, and the growth of this incremental capital cannot be underestimated. Additionally, the expansion expectations in the cross-border payment sector are targeting the SWIFT market share. However, institutional opinions are not entirely uniform. Standard Chartered's analysts are bullish, targeting $8. Can this goal be achieved by 2026? Optimists point to these fundamental factors. But caution is also advised regarding potential technical corrections, as the short-term gains have already been significant. Other cryptocurrencies like BNB and SUI are also active in the market. Overall, participation in this crypto rebound remains quite strong.

Three months ago, I invested 3500U in PEPE, and at its peak, my account had an unrealized profit of over 9000. However, I didn't react quickly enough; with just a small pullback, I immediately sold out, and in the end, I only made 2000U profit—used this money to buy the car I wanted. Looking back now, I’ve lost nearly 100,000 in the crypto space over these years. The regret list is long: missed out on Bitcoin at 26,000, Ethereum at 2000, XRP at 0.5—none of these I managed to catch. Every missed opportunity prompts reflection, but unfortunately, my understanding is limited, and market moves outside my circle of competence, no matter how much they rise, have nothing to do with me. Sometimes I feel that what truly limits returns is never the market opportunities themselves, but my understanding of the market. Opportunities are available every day, but only those within your cognitive range are the ones you have a chance to grasp.