Pundit Says XRP at $10,000 Will Create Over $800 Trillion in Liquidity

An XRP community figure has made an argument against suggestions that XRP could not reach lofty targets due to market cap constraints.

Notably, while a few market analysts have predicted ambitious targets for XRP, citing its utility in payments, most believe these bold price targets face hard limits, especially considering XRP’s extensive supply.

XRP Market Cap Constraints

For instance, if XRP ever got to the audacious $1,000 mark with its circulating supply of 59.91 billion tokens, its market value would jump to $59.91 trillion

Specifically, at the 2025 XRPL Apex event in Singapore, Garlinghouse addressed a journalist who asked him and Ripple CTO David Schwartz how much of SWIFT’s transaction volume the XRP Ledger could realistically capture over the next five years.

Responding, Garlinghouse pointed out there’s a difference between SWIFT’s messaging system and its role in providing liquidity. He stressed that liquidity drives XRP’s future more than messaging. The Ripple CEO then estimated that the XRPL could handle about 14% of SWIFT’s global transaction volume within that time frame.

XRP at $10,000 Will Release $800T in Liquidity

Building on this, Van Code argued that crypto’s biggest contribution is in solving liquidity challenges. He said governments cannot just print money to create liquidity because that approach risks breaking fiat currencies.

In contrast, he suggested XRP can create nearly limitless liquidity. According to his calculation, if XRP climbed to $10,000, it would generate over $800 trillion in liquidity, more than enough to meet global needs.

Van Code acknowledged that critics often question how such figures could exist when the total supply of money worldwide falls far below that level. He argued that those critics misunderstand how liquidity works

The community pundit explained that if anyone tried to convert $800 trillion worth of XRP into fiat, the price would naturally adjust. He compared the process to a logarithmic decay, saying the mechanism ensures liquidity expands without simply draining out.

According to him, the idea of limitless liquidity would dominate conversations in the coming years. He also warned that a severe global liquidity squeeze could bolster the movement, pushing markets toward a system where XRP has a major role.

Emerging Counterpoints

Notably, responding to Van Code, a market participant pointed out that central banks already control liquidity. He highlighted how authorities use quantitative easing (QE) and quantitative tightening (QT), with the M2 money supply continuing to grow

He noted that currencies, including the US dollar, keep losing value through debasement but argued they have not collapsed. The investor then questioned how a neutral digital asset like XRP could replace the liquidity that governments manage today.