Revolut's Stablecoin Transaction Wave: From $600M to $1.2B Monthly

Revolut’s stablecoin ecosystem is experiencing a dramatic acceleration. Monthly transaction volumes have surged from approximately $600M to a peak of $1.2B by the end of 2025, marking a transformative shift in how the fintech platform handles digital payments.

The Numbers Behind the Growth Surge

The data tells a compelling story: dollar-pegged stablecoin transactions on Revolut are climbing at a 156% growth rate, with total payment values increasing by 38.5% over the past two years. More striking is the projection that stablecoins could capture between 0.315% to 0.58% of Revolut’s overall transaction volume—a doubling of market share.

This wasn’t always the case. Early adoption moved slowly until 2025, when momentum shifted dramatically. The platform has channeled these gains across multiple blockchain networks, with Ethereum and TRON dominating, while Solana and Avalanche are gaining ground following their recent integration.

Why This Matters for Fintech

Several factors are driving this acceleration. In November 2025, Revolut introduced seamless 1:1 USD-to-stablecoin conversions, eliminating the friction of price slippage. This technical refinement alone has reshaped user behavior, particularly for retail payments ranging from $1 to $500.

The platform also expanded its stablecoin infrastructure by adding Polygon and Solana support, while deepening partnerships through RevolutX and Revolut Ramp integrations with Metamask. These moves directly enable users to switch between traditional finance and crypto payments without hesitation.

2026: A Bigger Picture Emerging

Looking ahead, the trajectory remains steep. Cumulative stablecoin transfers reached $10B throughout 2025 and have already crossed $15B by early 2026. Polygon’s newly launched Open Money Stack is positioned to accelerate this further, with explicit targeting of fintech services like Revolut and Stripe.

What sets Revolut apart is its regulatory standing—a licensed fintech with institutional-grade payments infrastructure paired with crypto-native transaction rails. In a market where competitors are still experimenting with no-KYC alternatives, Revolut’s legitimacy provides a structural advantage.

The convergence of stablecoin utility, network diversity, and regulatory compliance suggests fintech adoption of digital currencies is reaching an inflection point.