Recently, hardware wallets are out of stock again, and a bunch of people in the group are rushing to buy them, but there are more phishing links than actual stock... To put it simply, security is not just about "buying a device." When assets are small, I think it's best not to turn yourself into an operations manager: hardware wallets are sufficient, but you have to accept that they are just a key, and if you lose or forget it, you're still vulnerable. Once your assets grow a bit, multi-signature is like carrying two extra spare keys—it's a hassle, but it raises the cost of a slip-up. As your assets increase further or if family members need to be able to take over, the social recovery setup is more like the redundancy of my phone's cloud photo album: not used daily, but it can save your life in an emergency. Of course, only if you trust those few people. Anyway, don’t leverage your confidence in “I’m smart and won’t fall for it,” because too many people have recently had accidents.