MarketWhisper

Trump recently delivered a speech emphasizing the modernization of the financial system and encryption technology, which aligns closely with Ripple CEO Brad Garlinghouse's vision for cross-border payments. The speech took place after a meeting with Ripple executives, and Ripple has donated millions of dollars to the inauguration fund. The XRP community views this as a policy benefit, but there has been no official confirmation. This highlights XRP's sensitivity to political signals and the significant gap between hype and actual progress.

ChatGPT, Grok, and Google AI predict that by 2026 AI will be fully integrated into daily life. The three major AI consensus points include: AI agent management of daily routines, personalized medical monitoring, AI tutor-led education, autonomous transportation deployment, breakthroughs in energy technology, and generative content blurring the line between reality and fiction. These 2026 AI predictions are based on reasonable extrapolations of current technological trajectories and are not science fiction.

Taiwan 2025: From social tragedies to livelihood policies, every incident affects the entire nation. In December, a random attack at Beishi Zhongshan Station resulted in 4 deaths and 11 injuries. In November, a universal cash distribution of ten thousand yuan was implemented. Trump's tariff disputes repeatedly impacted global trade. The celebrity flash mob incident escalated with over 10 people involved. Food safety crises, the Hualien dammed lake, and the Zhongzheng Professional Baseball League championship are among the events that define the year's memories.

A cold wallet is an offline cryptocurrency storage that protects private keys from hacking. There are hardware (Ledger, Trezor, Tangem), software, and paper options costing $50-$200. The article reviews the top 6 brands for secure storage of Bitcoin, USDT, and other assets.

Gate founder Dr. Han stated in the 2025 year-end open letter that Web3 is moving from a niche tech circle to real-world applications. On Gate's 12th anniversary, with the second highest trading volume worldwide and a reserve of 11.676 billion USD, it is the platform with the most disclosed reserve currencies. Dr. Han believes that the integration of Web3 with AI, the surge in on-chain activities, and the normalization of crypto payments are trends marking the turning point for Web3's maturity.

BitMine plans to launch the MAVAN validator network in early 2026, shifting $12 billion worth of ETH vaults to staking for profit. The company holds 4.11 million ETH, making it the largest public ETH vault. Chairman Thomas Tom Lee estimates that fully staked, annual returns could reach $374 million, with daily earnings exceeding $1 million. Currently, 408,000 ETH have been staked for testing.

Coixa launches a public beta on Pi Network, marking the transformation of the Pi ecosystem into an application-oriented blockchain. This mobile-first DEX supports PI token trading, swapping, and liquidity pools, with the PI/USDT trading pair TVL reaching a significant level. Community leaders support early builders, driving Pi from a mining network to a practical feature platform.

XRP Shows Contradictory Trends: In December, ETF net inflows reached $424 million, but the price dropped 15%, making it one of the bottom ten. Institutions locked hundreds of millions of coins into cold wallets, reducing circulation and creating a "spring-like" supply mechanism. Retail investor sentiment is pessimistic, but the Canary XRP ETF has raised $300 million, with institutions mechanically increasing holdings. Once the supply black hole encounters renewed demand, prices may rebound sharply.

Times Square 2026 New Year's Eve Crystal Ball uses 589 LED bulbs. The XRP community has linked this number to the long-standing legend of "XRP price at $589," sparking a new round of discussions and meme celebrations. This mysterious number originating in 2021 has been associated by holders with Fibonacci sequences, ISO 4217 currency codes, and SWIFT integration, becoming a core symbol in XRP culture.

Economist Henrik Zeberg warns that the global markets are approaching a dangerous blow-off top phase. The S&P 500 has surged 900% since 2009, with US market capitalization reaching 225% of GDP, surpassing the peaks of 1929 and 2000. This prosperity is built on the credit bubble created by zero interest rates and QE after 2008, with productivity and real growth lagging behind, signaling a severe correction marking the end of the post-2008 monetary era.

Peter Schiff, the perennial crypto critic and gold evangelist, has seized upon Bitcoin's recent rally above 90,000 dollars to issue a fresh, stark warning: sell. His latest salvo is part of a decades-long ideological campaign that pits "sound money" like gold against what he derides as Bitcoin's intrinsic valuelessness.
Beyond the market commentary, Schiff finds himself in a public feud with Wikipedia, accusing the platform of hosting defamatory claims about his past business dealings. This m

Christmas holiday, social media buzzes about a bank collapse in the United States due to a silver trading crash. The truth is that CME increased silver margin requirements on December 26, triggering approximately $675 million in margin calls. COMEX silver plummeted 11% on the 29th, with volatility soaring to 81.7. No banks went bankrupt; it was just a margin adjustment that triggered forced deleveraging.

Midnight, Humanity Protocol, and MYX Finance lead the rally of altcoins, with Midnight rising 9% to $0.095, targeting $0.10. Humanity Protocol has increased for four consecutive days, testing the $0.1780 resistance. MYX Finance rose 4% to $3.50, approaching the key level of $3.62, with RSI reaching 61 indicating increased buying pressure.

Dragonfly Managing Partner Haseeb predicts that by 2026, Bitcoin will break through $150,000, but market share will decline, indicating a period of performance for altcoins. He believes Ethereum and Solana will outperform expectations, while fintech public chains will underperform. The DeFi perpetual contract market will be divided among three platforms, capturing 90% of the market share, stablecoin supply will grow by 60%, and the CLARITY Act will officially become law.

As 2025 comes to a close, XRP prices are under pressure at the end of the year, currently hovering around $1.87, with a total decline of 9.7% for the year. However, beneath the market's apparent weakness, there are underlying currents: on one hand, institutional funds have shown remarkable confidence, with a total inflow of $3.3 billion this year, and their spot ETF products have set a record for "zero net outflow days" since launch; on the other hand, long-term holders have shifted to continuous selling in the fourth quarter, posing risks for the 2026 trend. Market analysis suggests that XRP may continue to fluctuate in early 2026, and a clear macro catalyst is needed to establish a direction. The true bullish signal will require the price to stay steadily above $3.00.

Cantor Fitzgerald warns that Bitcoin has entered a long-term downturn, having been above the high point for 85 days, and may test MicroStrategy's cost basis at $75,000. However, institutional adoption rates are surging against the trend, with RWA tokenization value increasing to $18.5 billion this year and expected to break $50 billion by 2026. DEX expansion and the CLARITY bill provide regulatory clarity, and the market is now dominated by institutions rather than retail investors, marking the industry’s move into an institutionalized phase.

What is"Laser Eyes"? This famous meme emerged as the defining visual symbol of the 2021 Bitcoin bull run, transforming from an inside joke among a small group of online meme creators into a global social media campaign that captured the attention of celebrities, politicians, and millions of investors. Originating with the hashtag #LaserRayUntil100K,

Zaporozhzhia Nuclear Power Plant is the largest nuclear power plant in Europe and has become a focal point in the Russia-Ukraine peace negotiations. Russian President Putin revealed that Trump is interested in using the nuclear plant for Bitcoin mining. Local media reported that the facility "not only supplies power to residents but also to mining farms," and US and Russian officials have reached a preliminary consensus to use nuclear energy for mining. However, Ukrainian President Zelensky stated that occupying the plant is a red line in the negotiations, and without Ukraine's involvement, this plan cannot be realized.

Pi coin has stabilized around $0.205 after weeks of consolidation, indicating the end of the consolidation phase. Dao World suggests that Pi may have entered the final stage of consolidation, with bulls and bears maintaining leverage balance. The CEX liquidation heatmap shows that both the $0.21 upward liquidation and the $0.19 downward liquidation could trigger chain reactions. This structure typically signals that after low volatility, an expansion phase will follow, and the current zone holds significant technical importance.

Renowned crypto venture capital firm Dragonfly Capital managing partner Haseeb Qureshi recently released a comprehensive forecast for the crypto industry in 2026. The core view predicts that Bitcoin will break through $150,000 by the end of the year, but its market dominance will decline; Ethereum and Solana will continue to lead the public chain ecosystem, while emerging fintech chains may underperform expectations. Additionally, stablecoin supply will surge by 60%, signaling a market explosion, and AI will have the most profound impact on engineering and security in the cryptocurrency field. These predictions are underpinned by two main themes: "Robust and sustainable outweigh novelty and flash" and "Existing trends will continue to deepen," providing a clear roadmap for investment and development directions in 2026.