Announcements Institutional Zero-Interest Loan Program Upgrade: Unlock 200,000-10,000,000 USDT in Interest-Free Credit

Institutional Zero-Interest Loan Program Upgrade: Unlock 200,000-10,000,000 USDT in Interest-Free Credit

2025-04-02 03:23:20 UTC 5133 Read

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To help institutional clients enhance capital efficiency and expand the trading scale, Gate.io has fully upgraded its **zero-interest loan program** . Apply now to enjoy **an interest-free** **loan** **limit of up to 10 million USDT** !

**How to Apply?**
Contact your account manager, or apply via the <a href="https://www.gate.io/questionnaire/5364" target="_blank">link</a> or email mm@gate.io.

<div style="text-align: center;"><a data-type="gate-activity" rel=""  href="https://www.gate.io/questionnaire/5364" target="_blank" style="text-decoration: none !important;display: inline-block;"><div class="gateactivity-btn-style" style="width: 240px;height: 40px;box-sizing: border-box;padding: unset;border-radius: 99px;display: inline-flex;align-items: center;justify-content: center;background: #3377FF;cursor: pointer;"><strong><span style="color:#fff; text-decoration: none;">Apply Now</span></strong></div></a></div>

**I. Exclusive for New Clients: Unified Account Loan**

**Eligible Clients:** Clients with **a monthly trading volume exceeding $20 million at other exchanges** can provide proof of their trading volume over the past 30 days to receive a loan limit upon joining Gate.io.

**Loan Policy:**
**Within 30 days from the date of the obtaining **interest-free loan , if the cumulative trading volume meets the target, clients can enjoy a 90-day interest-free period.
Interest-free loan limits and trading volume requirements are as follows:

| USDT Interest-Free Limit | 30-Day Cumulative Trading Volume ($) |
| :--- | :--- |
| 200,000 | >15,000,000 |
| 300,000 | >25,000,000 |
| 400,000 | >50,000,000 |

**Assessment at Maturity:** If the trading volume target is not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days. If the target is met, the interest-free period extends by 60 days, totaling 90 days interest-free.
<br>

**II. Exclusive for Existing Clients: Unified Account Loan & OTC Loan**

**1.Unified Account Loan**
**Eligible Clients:** Existing clients with an average monthly trading volume of **$30 million to $100 million** over the past 90 days can apply for a loan limit of **up to 400,000 USDT** .

**Loan Policy:**
An every 30-day assessment after receiving the loan limit is conducted. If trading volume growth or taker volume % targets are met, clients can enjoy interest-free benefits and continue loan.

| USDT Interest-Free Limit | Assessment Method 1: 30-Day Trading Volume Growth Rate || Assessment Method 2: Spot Taker Volume % || Assessment Method 3: Futures Taker Volume % |
| :--- | :--- | :--- | :--- |
| 200,000 | 30% | or | 0.10% | or | 0.04% |
| 300,000 | 40% | or | 0.18% | or | 0.08% |
| 400,000 | 50% | or | 0.35% | or | 0.15% |

**30-Day Assessment:** If the assessment criteria are not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days. If targets are met, the previous loan cycle is interest-free, loan can continue, and clients may apply for a higher limit.
1. **Trading Volume Growth Rate Calculation:** 30-day trading volume / (average daily trading volume over the past 90 days * 30) - 1
2. **About Taker Volume %:**
**Spot Taker Volume %=** 30-day client's spot taker trading volume / 30-day Gate.io’s total spot taker trading volume
**Futures Taker Volume %=** 30-day client's futures taker trading volume / 30-day Gate.io’s total futures taker trading volume
3. **Taker Ratio Requirement:** Regardless of the chosen assessment method, client’s taker trading volume must account for over 60% of the client’s total trading volume.

**2.OTC Loan/Unified Account Loan**

**Eligible Clients:** Institutional clients who have completed KYB verification and achieved a 30-day trading volume exceeding $100 million can apply for an interest-free limit of up to **10 million USDT** based on your trading volume. Two loan options are available: Unified Account Loan and OTC Loan.

**Loan Policy:**
Clients who meet the 30-day maker and taker volume requirements for futures or spot trading, as shown below, can apply for the corresponding interest-free loan limit.

| Loan Limit (USDT) | Perpetual Futures Maker Trading Volume ($) | Perpetual Futures Taker Trading Volume ($) || Spot Maker Trading Volume ($) | Spot Taker Trading Volume ($) |
| :--- | :--- | :--- | :--- | :--- |
| 1,000,000 | 200,000,000 | 55,000,000 | or | 80,000,000 | 25,000,000 |
| 2,000,000 | 400,000,000 | 120,000,000 | or | 145,000,000 | 60,000,000 |
| 3,000,000 | 600,000,000 | 200,000,000 | or | 240,000,000 | 115,000,000 |
| 4,000,000 | 950,000,000 | 320,000,000 | or | 330,000,000 | 155,000,000 |
| 5,000,000 | 1,350,000,000 | 440,000,000 | or | 400,000,000 | 195,000,000 |

**Maximum** **loan** **Limit** **:**
Spot and futures can be calculated separately, with a combined maximum limit of 10 million USDT for spot + futures.

**Assessment Cycle:**
* Each Calendar month is an assessment cycle.
* Gate.io reviews trading volumes on the first day of each month.

**Assessment Standards:**
* Clients must meet the monthly trading volume requirements for both **taker and maker** trades in either **spot or futures**, corresponding to their loan tier.

**Action for Non-Compliance:**
* If trading volume requirements are not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days of the review result notification (based on the official email notification).
*  Late repayment will trigger an automatic repayment process; if account funds are insufficient, forced liquidation may be initiated.

**Notes:**
1. Unified Account loan funds can only be used for spot leverage trading. OTC loan funds have no market restrictions.
2. All 0-fee trading pairs are excluded from the calculation.
3. New clients cannot participate in the GMMC program simultaneously.
4. All loans under this program require account collateral. Margin ratios and risk control mechanisms follow the Unified Account rules. For details, consult your account manager or visit <a href="https://www.gate.io/en/loan-info" target="_blank">https://www.gate.io/en/loan-info</a> .
5. For further inquiries, contact your account manager or email mm@gate.io.

Join now to optimize your capital flow and trade with ease!
<sp>
Gate.io Team
April 2nd, 2025

<sp>
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Institutional Zero-Interest Loan Program Upgrade: Unlock 200,000-10,000,000 USDT in Interest-Free Credit

Institutional Zero-Interest Loan Program Upgrade: Unlock 200,000-10,000,000 USDT in Interest-Free Credit

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