Recently, the FF project has been discussed everywhere, and it has indeed gained traction. What problem does it solve? Actually just one - allowing various assets to be used as collateral.

Think back to those lending platforms in the past, they were very picky. They only recognized a few mainstream coins. If you had some RWA tokens, liquid staking derivatives, or re-staking certificates, and wanted to mortgage some money out? Basically impossible. This has led to many assets just sitting idle, and when you want to use them, there's no way to do so; selling them off directly feels unsatisfactory.

Falcon Finance has a different approach. Whether you have on-chain tokens, real asset mappings, or yield-bearing staking vouchers, all can be accepted. Drop them into the protocol, convert them into standardized collateral, and immediately mint the stablecoin USDf. It means revitalizing all that "locked value."

Now the types of on-chain assets are exploding and scattered across different public chains. The traditional approach that only accepts BTC and ETH is already outdated. If you hold a bunch of liquid staking assets or re-staked tokens, which originally could only earn yield passively, now you can package both the principal and interest together and convert them into usable funds. There's no need to sell coins at a loss, and it doesn't affect your long-term layout. This design really hits the pain point.

What's even more remarkable is that Falcon accepts RWA, niche assets, and newly launched tokens that others overlook. It is not limited by blockchain or asset type, directly "standardizing" various types of assets across the entire network into a unified collateral layer. To be honest, this architecture has quite a bit of imaginative potential.