The longer you play with Decentralized Finance, the more you can feel a fundamental contradiction: the ecosystem is constantly expanding, yet the barriers between chains have not really been resolved. Assets are fragmented back and forth between different networks, Liquidity is disassembled, and credit is trapped on their respective chains. Every cross-chain transaction feels like dismantling electric wires, the process is cumbersome and prone to issues.

It is precisely because of this long-term sense of frustration that my interest in @MultichainZ_ has grown stronger. Instead of trying to perfect a single chain, it approaches from another dimension - turning credit into a cross-chain level infrastructure.

My own understanding is: it is creating a system that allows the differences between chains to no longer interfere with user experience.

You can mortgage once, regardless of whether the assets are on Ethereum, Plume, or Base, and you can seamlessly operate your subsequent lending on other chains. The previously required repetitive bridging process has been compressed into the underlying protocol. For users like me who dislike wasting time waiting on cross-chain operations, this change in experience is very noticeable.

What I identify with even more is that it has placed RWA at the core of collateral.
Government bonds and ETFs are stable assets that can generate reliable returns. Allowing them to directly participate in the on-chain credit system is much healthier than a model solely supported by crypto assets, resulting in a smoother risk curve. This collateral structure is particularly more convenient for those looking to maintain steady growth in their assets compared to traditional high-volatility lending models.

@MultichainZ_ what it does, in simple terms, is turn multiple chains into different nodes of a single system. Users do not need to worry about which chain they are on; their credit will not be dispersed, and their earnings will not be interrupted due to cross-chain operations. In a sense, it integrates the past fragmented pain points of Decentralized Finance into a more natural experience.