This move by Wall Street is honestly baffling.

A few years ago, Larry Fink, the guy managing trillions at BlackRock, was adamant that Bitcoin was just a tool for money laundering. And now? Not only did he publicly admit he was wrong, but he also personally got involved and launched the world’s largest spot Bitcoin ETF. That’s quite the turnaround.

What’s even more surreal? Years ago, when retail investors in communities were shouting "BTC is the future," all kinds of experts mocked them as gamblers. Now, when these suit-and-tie bigwigs say the exact same thing, it instantly becomes "strategic asset allocation." The game is just that unfair—the institutions have already grabbed all the seats while regular people are still hesitating about getting on board.

To put it bluntly, Fink didn’t change his tune because he suddenly saw the light. This guy meets countless government officials and top clients every year; the information he has access to isn’t even on the same level as ours. By the time he publicly says he’s "bullish," all the moves have already been made.

What should retail investors do? Here are a few simple suggestions:

First, don’t count on the giants to make you rich. They’re always two or three years ahead in terms of insight. By the time you see it in the news, they’ve already eaten their fill.

Second, only dip your toes in with spare money; don’t go all in. Institutional entry does mean stricter regulation and possibly less market volatility, but that doesn’t mean there’s no risk.

Third, keep learning. The harshest truth about this market is that you’ll never make money beyond your level of understanding. And those giants’ upgrades in understanding are often financed by retail investors’ tuition fees.

When Wall Street starts "speaking human," you’d better be wary of what they’re really up to. After all, when the wolf learns to bleat like a sheep, it’s not because it wants to make friends with the sheep.