Latest on the Fed Rate Cut and Outlook (December 2025)Yahoo FinanceLive coverage: Federal Reserve cuts interest rates by 0.25%, Powell warns there's 'no risk-free path'TodayDetroit Free PressFed cuts interest rates again: What's next for mortgages, credit cardsYesterdayAl JazeeraUS Federal Reserve cuts interest rates in final decision of the yearYesterdayReutersDivided Fed lowers rates, signals pause and one cut next year as growth reboundsYesterdayBarron'sThe Fed Might Not Be Done Cutting Rates. The Labor Market Is a Factor.Today

🇺🇸 What just happened
✔️ The Federal Reserve has already cut interest rates.
At its December 9–10 meeting, the Fed cut the benchmark federal funds rate by 25 basis points — the third straight cut in 2025 — bringing the rate down to about 3.50 %–3.75 %, the lowest in nearly three years. mint+1
This decision came amid mixed economic signals — inflation still above target and labor market softening — and a divided Fed, with some officials advocating for no cut or a larger cut than 0.25 %. Reuters
📊 What the Fed is signaling next
🔹 Future cuts are uncertain.
The Fed’s statement and projections show:

Officials may hold rates steady for a while and are being cautious about more cuts soon. euronews+1

Some Fed projections show only one possible cut in 2026, while other views range from no further cuts to more than one. Barron's

🗓 Next major milestones

January 2026 Fed meeting is the next opportunity for policymakers to adjust rates again. Barron's

Markets and economists differ on how many cuts might ultimately happen next year — some expect more easing, others expect a pause.

💡 Why this matters

Lower rates → cheaper borrowing (mortgages, credit cards, loans). euronews

Inflation still above target, so the Fed doesn’t want to cut too quickly. Investopedia

Economic data will decide the next moves — inflation trends, jobs data, consumer spending, etc.

Bottom line:
📉 Yes — the Fed has already cut rates recently.
📆 But future cuts are not guaranteed soon; the central bank is data-dependent and may pause if inflation doesn’t ease.