The push to cut credit card interest rates hits a snag. House Speaker Mike Johnson is raising concerns about what lower rates could actually mean for the broader economy. His warning highlights the tension between consumer relief and market consequences—when borrowing gets cheaper, it doesn't automatically fix underlying issues. Historically, aggressive rate cuts can lead to inflation rebounds or unintended distortions in lending markets. This kind of policy debate matters to anyone tracking macroeconomic trends, especially investors sensitive to shifts in monetary conditions and credit cycles. The tension between political goals and economic mechanics often plays out in volatile asset classes, including crypto markets that tend to react to broader financial policy shifts.