2026-01-15 12:59:02

Three major payment giants—Mastercard, Visa, and UK-based fintech unicorn Revolut—have suffered a significant defeat in court. The UK payments regulator has won its lawsuit to enforce stricter caps on cross-border card transaction fees. This ruling marks a pivotal moment for payment regulation, signaling tighter oversight on fee structures that could reshape how international transfers work. For the fintech space, especially those navigating between traditional banking rails and emerging payment solutions, this ruling demonstrates how regulators are increasingly willing to challenge even the biggest players when it comes to consumer protection and fair pricing in cross-border transactions.

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BearMarketMonk

· 9h ago

The big giants have finally been regulated, but that doesn't change anything... It's just a different way to cut the leeks with the fee structure.

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CryptoSourGrape

· 13h ago

If I had known earlier that these big players would be regulated, I should have shorted aggressively when they were arrogant... Now that the rules have changed, those retail investors who got bitten have long since lost all their money.

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MEVictim

· 23h ago

NGL regulators are finally daring to perform major surgery, now MC and Visa will have to obediently follow...

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MonkeySeeMonkeyDo

· 01-15 13:25

Finally, someone is taking on these giants. It would be great if cross-border fees could be cheaper.

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RiddleMaster

· 01-15 13:24

Haha, now even the big fish have to eat dust. Finally, someone dares to challenge the cheese of payment giants. --- Cross-border fees have always been a black hole. This round of regulation is quite tough. --- It's better to say it's protecting consumers; in harsher terms, it's about cutting into the profits of big companies. --- Wait, is this good news for emerging payment companies like Revolut, or do they also have to lower their fees? --- Finally, some regulators are willing to confront these giants. It was outrageous before. --- But whether it will really be implemented depends on how they execute it later; judgments on paper are sometimes just that. --- Cross-border payments are inherently tricky. Now that there's legal pressure, it should be more reasonable. --- Visa and MC are already making enough money; it's time to give some back. --- Feels like this ruling might actually be an opportunity for small and medium-sized payment providers?

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CommunityLurker

· 01-15 13:22

ngl now the big companies are going to eat dirt, finally someone is regulating cross-border fees

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SignatureCollector

· 01-15 13:10

Cross-border transfer fees are finally going to be reduced, and the big players can no longer withstand regulation. This wave is still good news for ordinary users.

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