Traditional point reward systems have a fatal flaw — most of them can't be redeemed at all, locking users into a single platform, and the points in their hands are never truly their assets. Now, some innovative platforms are starting to change this approach by converting points into real digital assets. For example, receiving Bitcoin cashback directly during installment shopping, with these BTCs instantly credited to your wallet, fully owned by you, and you can use them however you want. This is true portable value — rewards are no longer virtual platform-specific digital tokens, but real assets that can be traded, transferred, and appreciated.