Fink is optimistic about AI-driven rate cuts; BlackRock buys $840 million worth of BTC in a single day to verify sincerity

BlackRock CEO Fink’s recent remarks have attracted market attention. He stated that if you believe in the power of artificial intelligence, then rate cuts are well justified. This is not just a viewpoint, but more importantly, BlackRock is validating this judgment through concrete actions. According to the latest news, the US Bitcoin spot ETF recorded a single-day net inflow of $840 million on January 14, with BlackRock’s IBIT accounting for $648 million. Meanwhile, BlackRock also transferred over 1,061 BTC and thousands of ETH to Coinbase. These series of actions reflect deep institutional considerations about the AI era and digital assets.

Consistency in Words and Actions: From Perspective to Action

Fink’s remarks seem concise, but the underlying logic warrants in-depth reflection. He believes that AI’s power is sufficient to support the necessity of rate cuts. What does this imply?

The macro impact of AI investment scale

According to BlackRock’s recent 2026 Global Outlook report, AI infrastructure investment is expected to reach $5-8 trillion (from 2025 to 2030). Such a scale of investment could become the core driver of U.S. economic growth, maintaining economic resilience even amid a cooling labor market. In this context, rate cuts are not only possible but also reasonable—because massive AI investment expenditures require a relatively loose financial environment to support them.

BlackRock’s real actions

BlackRock’s large-scale buying confirms this logic:

These data points are no coincidence. As the world’s largest asset manager, BlackRock’s investment decisions often represent the institutional capital’s sentiment. A net inflow of over $600 million in a single day indicates that BlackRock is betting real money on the future of AI and digital assets.

Digital assets becoming the new favorite of institutions

BlackRock’s 2026 Outlook explicitly states that digital assets are the infrastructure for payments and settlements. This is not speculative language but a structural judgment about the future financial system.

From trading to infrastructure

BlackRock’s BUIDL fund, with a scale of $2.5 billion, is promoting institutional applications of tokenized assets. Deutsche Börse’s native custody staking solution AnchorNote enables institutional clients to trade while assets remain under regulated custody, marking the maturing of OTC settlement infrastructure among major European exchanges.

In other words, digital assets are no longer just trading instruments but are becoming the foundational layer of institutional finance. BlackRock’s large-scale buying is preparing for this transition.

Allocation logic in a rate-cut environment

In an environment where AI-driven economic growth coincides with declining interest rates, traditional bonds become less attractive. BlackRock explicitly states in its report that tactically underweight long-term government bonds due to high leverage and rising capital costs, which are unfavorable for long bonds. So where will the funds go? One answer is digital assets.

BlackRock’s actions indicate that, in the new economic cycle driven by AI, digital assets are becoming an important allocation direction for institutions.

Key questions for the future

BlackRock’s series of actions raise several noteworthy questions:

• Can AI investment revenues match the massive capital expenditures in the early stages? Historically, major technological revolutions often take years to generate real economic returns.
• How will the proportion of digital assets in institutional allocations evolve? From current tentative purchases to future routine allocations.
• How long will the rate-cut cycle last? This directly affects the attractiveness of digital assets.

Summary

Fink’s views on AI and rate cuts are strongly validated by BlackRock’s actual actions. The single-day net inflow of $840 million into Bitcoin ETFs not only reflects market enthusiasm but more importantly represents the world’s largest asset manager’s genuine judgment of the future. Against the backdrop of enormous AI investment scale and a gradually forming rate-cut environment, digital assets are transitioning from speculative instruments to an essential part of institutional portfolios. This transformation has just begun, and its long-term impact remains to be seen.