Moldova to Implement Comprehensive Cryptocurrency Regulation Framework in 2026

Source: CryptoNewsNet Original Title: Moldova to regulate cryptocurrency ownership and trading in 2026 Original Link: The Republic of Moldova will implement legislation regulating investment, trading, and conversion of cryptocurrencies in 2026, its Finance Minister Andrian Gavriliță announced.

The framework will introduce strict rules for taxation and the prevention of money laundering. The initiative is part of the country’s commitments to the European Union, which adopted its comprehensive Markets in Crypto Assets (MiCA) regulation.

“We can’t just ban it. We are obliged to regulate and clarify. Citizens have the right to own these currencies. We will have the relevant legislation this year.”

Participants in drafting the bill include the National Bank of Moldova, the National Commission for Financial Markets, and the Office for Prevention and Combating Money Laundering.

The new law will determine who has the right to conduct crypto transactions, convert digital coins into the national fiat currency or foreign currencies, and define which organizations will be authorized to operate in this market.

Using cryptocurrencies like Bitcoin to buy goods and pay for services will not be permitted, as the leu will remain the national currency. However, owning, trading, and converting them will be legal.

“You won’t be able to make payments with them, just as you can’t pay with euros or dollars. The leu will remain the national currency. But owning, trading, and converting them will be legal.”

Taxation and Risk Prevention

Moldova’s upcoming crypto rules will impose taxation of crypto-related incomes and capital gains. Cryptocurrency holdings will not be taxed, but profits from transactions will be subject to a 12% tax rate, consistent with other income sources.

The framework will also address money laundering and security risks. The government emphasized the importance of finding a balance:

“We need to find a middle ground – legalize this field while preventing the use of cryptocurrencies for illegal financing and money laundering.”

The regulation will be drafted in line with current European directives, taking into account the experience of other EU member states.