2026-01-15 21:03:59

Imagine that the United States processes over $9 trillion in payroll transactions every year. Now there is a more direct way—through the USD1 stablecoin, employees can earn, spend, and transfer dollars on-chain in real-time, completely breaking down the barriers between crypto and real-world payments.

How does this model work? Two core scenarios: one is direct salary payments, where employees can choose to receive part of their wages instantly in the form of USD1; the other is daily spending, where users holding USD1 can make card purchases anywhere that accepts Mastercard. On-chain stablecoins are no longer just a trading tool but truly integrated into everyday economic life as a payment infrastructure. This is a substantial breakthrough for large-scale Web3 applications.

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CryptoMotivator

· 5h ago

Really? Salaries are directly paid in USD1? If this becomes widespread, traditional banks would be panicking haha --- A $9 trillion salary market—that's what Web3 should be doing, making it happen, brother --- Wait, Mastercard too? Then stablecoins are finally no longer just a thing on exchanges --- Basically, it's about bypassing banks as middlemen, employees get paid faster, no issues with that logic --- Some real stuff here—on-chain instant settlement + fiat currency spending, a closed loop --- I just want to know when this can happen domestically. Right now, we still have T+1 --- I'm tired of hearing the phrase "large-scale application." Let's wait until it truly reaches a large scale before bragging --- If salaries really become practical, the traditional payment landscape will be turned upside down

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LiquidatedTwice

· 5h ago

Alright, just pay wages in stablecoins, this way we save the trouble of settling accounts after the harvest haha Wait, can Mastercard really integrate seamlessly? It still feels a bit uncertain If it really can be implemented, I should try converting all the USDC in my wallet to USD1 9 trillion in transaction volume, if all on-chain, the gas fees would be astronomical But anyway, it still depends on the actual user experience, there are too many good-sounding things on paper

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NftDeepBreather

· 5h ago

Wow, finally someone is using stablecoins in the right way. This is true breaking through the barriers. Once Mastercard is integrated, Web3 will really come to life. To be honest, those DeFi yields before were all fake; being able to spend money directly is the real hard currency. A $9 trillion salary market—whoever grabs this cake will take off. But it still depends on actual adoption... Will Americans start using it? If this thing can become popular, traditional banks will panic, haha. Stablecoins are finally no longer just numbers piled up in exchanges.

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RooftopReserver

· 5h ago

$9 trillion sounds impressive, but can it really be implemented... --- Another project aiming to transform real-world payments, this time relying on stablecoins. It feels a bit uncertain. --- Wait, does this mean my salary will be directly on the blockchain? What about the tax authorities? --- Honestly, it still depends on Mastercard. Why should it be faster than traditional methods? --- I'm actually a bit interested in on-chain salaries, but only if the wallet security is up to standard. --- If you can really use this coin for transactions anytime and anywhere, it would indeed change something... but will it get banned? --- That $9 trillion figure, who is it intimidating? The key question is, does anyone actually use it?

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