Thoughts on DeFi Liquidity and Lending

There's a perspective that has always been very useful—idle assets equal missed opportunities. This logic is especially valid in DeFi.

Regarding liquidity mining and lending strategies, some practical approaches from early days remain effective today, and even more promising in the context of rapid development in RWA and cross-chain ecosystems.

The core idea is actually quite simple:

Viewing assets as static storage tools limits returns. But if you see them as a continuously operating income engine, enabling capital to circulate through liquidity mining, lending combinations, and other methods, the potential for returns changes entirely. As cross-chain ecosystems become more complete, assets can find more opportunities for value appreciation in various scenarios. The hot concept of RWA also indicates that traditional assets, once tokenized, can enter this income-generating system as well.

The key is to proactively think about the optimal allocation of assets.