Re-evaluating the market value: How much time is left for XRP and ADA?

Cryptocurrency assets around the world are at different stages of development, with their valuation mechanisms showing significant changes. As emphasized by Galaxy Digital leadership, community-based projects are now entering an environment where they can no longer rely solely on speculative capacity. While XRP and Cardano are trading at $2.07 and $0.39 respectively, investors are seeking the profit-generating potential of these tokens.

The Economic Reality of Assets Under Test

A new era has begun for digital assets. While the financial sector recognizes Bitcoin as money, other aggregated networks are compelled to defend their position as profit-linked business entities.

According to Novogratz's analysis, if the value form is identified in the money-like asset market, tokens within business structures are evaluated against actual profit metrics. This shift is not just a technical possibility but is aimed at investor profit motives.

“If you are not money but Bitcoin is money, you are similar to corporate activity,” explained the expert. This pivotal point marks a fundamental reevaluation of valuation models in the crypto market.

Use cases are deepening

Projects like XRP (24h: -2.03%) and Cardano (24h: -3.18%) now need to meet large-scale demands for specific application areas such as payments or decentralized applications. The amount of practical use of XRP in peer-to-peer transfers or ADA in on-chain dApps directly influences investor confidence.

Novogratz highlighted Hyperliquid as a personal model — a significant portion of exchange profits is distributed to token buybacks and value unlocking for participants. This reminds of investment types that can generate direct income.

The Cardano community is at the center of this issue. Although the project’s pure-chain activity is seen at a high quality level, real user adoption metrics must fulfill their role.

Activity and regulation — dual pressures

Changes implemented by regulators in official competition also contribute to this dynamism. The US Securities and Exchange Commission (SEC) and international agencies primarily focus on the economic reality of digital assets, rather than technical features.

For investors, this is not a superficial trend — it is a fundamental shift in the criteria that can determine the stability of crypto projects on the world map. Acceptance and sequence go hand in hand.

Institutional investment allocators will now refuse to lend unless they conduct profit potential, management standards, and market transparency checks.

The future of XRP and Cardano’s status is not only related to whether they are projects or driven by community energy — these assets must meet the demands of real economic value, aligning with the potential of the underlying market.