Spending a long time fluctuating in the market, you'll realize that some assets play a crucial role—they can bring stability to the entire portfolio. Recently, I've been using lending protocols like Lista DAO and wanted to share some insights.

Honestly, what I value most is the certainty of this system. Using crypto assets as collateral to generate stablecoins like USD1 for lending and arbitrage, the entire profit chain is clear and calculable. Unlike some projects that keep storytelling every day, this is grounded in solid financial logic.

The most comfortable part of using it is the user experience—no flashy interfaces, from collateral to generating stablecoins, it takes just a few minutes. There are no complicated steps that make your head hurt. Behind the simplicity, complex DeFi mechanisms are well encapsulated, making it accessible to ordinary users.

The project team also has a good attitude. They don’t chase hype or concepts but focus on making lending efficiency and security mechanisms solid. This kind of focus is rare in the ecosystem. The supported collateral types are expanding, and partnerships are increasing, showing real growth in the ecosystem.

Regarding security, I feel quite confident. The protocol has stood the test of time, with high transparency and an active community. These factors greatly reduce trust costs.

What’s most interesting is community sharing. People discuss their configuration ratios and yield strategies openly, and this kind of open exchange has taught me a lot of practical knowledge.

In the long run, Lista DAO solves real needs with real products—how to earn stable income while holding tokens. That’s why I am willing to allocate my assets to it long-term.