External policy changes are becoming increasingly unpredictable, and at this moment, some people in the crypto world are doing something interesting—building value in a more certain way.

The recent actions of Lista DAO on BNB Chain speak volumes. What are they doing? First, they develop the product, then tell the story. The core is their already launched real asset service—users can directly buy tokenized US short-term government bonds with USDT, earning a steady 4% annualized return. This seems simple, but in the highly volatile crypto market, this kind of certainty in cash flow is inherently attractive.

Building on this, Lista DAO has also announced bigger plans: upgrading from a simple lending protocol to a complete DeFi ecosystem. They want to do many things, such as the highly anticipated on-chain credit lending, attempting to break the old industry rule of "over-collateralization." However, some community members are worried—will spreading out so many initiatives dilute their focus? This concern is not unfounded.

Interestingly, when you compare this to the uncertainty outside, Lista DAO’s approach actually reveals a key point: true value comes from solving real problems. They don’t rely on flashy whitepapers or hype around concepts; instead, they provide verifiable code that offers users practical, usable solutions capable of generating stable returns. For users, in today’s complex environment, finding projects that are already implemented and genuinely generating cash flow is less about investment strategy and more about rational self-protection.