To be honest, many people have overly high expectations about the security of exchanges. In my opinion, putting all your assets on an exchange is no different from keeping them in a bank — and that idea is very dangerous. Exchanges are indeed convenient, allowing 24/7 trading and offering strong liquidity. But would you confidently leave your entire fortune in an exchange? Of course not.

Experienced investors have long been doing this: transferring all core assets into cold wallets. Hardware wallets like Ledger and Trezor are essentially offline black boxes. The private keys are in your own hands, and even the strongest hacking techniques cannot remotely breach them. That’s true security.

But here’s a big question most people haven’t thought through: once your assets are secure, then what? Are you just going to leave them sleeping in a safe? This is the second layer of logic — security is just the foundation; the ultimate goal is to keep assets appreciating.

The scenario is like this: you lock core assets like BTC and ETH into a cold wallet, which is solid. But you still hold some USD stablecoins (USDT, USDC) for investment operations. Instead of letting them sit idle, it’s better to allocate them into a transparent, automated yield scheme. This way, you maintain security while generating steady returns. This is the complete asset management cycle — secure storage plus intelligent appreciation, both are indispensable.