2026-01-18 20:22:41

Recently, I have been comparing the stablecoin investment plans of several leading platforms. I previously participated in a platform's U investment with 20% APY, and the promotion is about to end. So I decided to transfer some funds on-chain and join a USDD liquidity plan on a certain DEX.

The basic APY reaches 8%, plus an additional 2% platform reward, making the overall return quite attractive. A rough calculation: with an investment of 200,000 U, the daily average return is about 54 U. Continuing like this, just relying on stablecoin investments for a month can accumulate a significant amount of profit.

Since these high-yield investment activities have become frequent, the mentality of coin holders has quietly changed. Many have given up the habit of frequent withdrawals and instead prefer to let their funds flow between various DeFi products, leveraging compound interest to improve asset efficiency. From a certain perspective, the liquidity mining mechanism of stablecoins has indeed changed the way market participants engage. While taking advantage of opportunities, they are also experiencing the innovation within this ecosystem.

USDD-0,03%

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LayerHopper

· 6h ago

20% drops to 8%, this is the reality. The once chosen one has now become a worker Bro, your idea this time is pretty good, but you need to keep an eye on it, don't end up catching the rug pull train at the last minute An average of 54U per day sounds comfortable, but the real test is when liquidity suddenly evaporates Talking about compound returns, honestly, it's just dancing between various risks Invested 200,000U, how confident are you? I really can't stomach that kind of courage

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UnluckyValidator

· 6h ago

20% directly cut down to 8%, that price difference is heartbreaking Everyone is into liquidity mining, what if one day there's a major crash? An average of 54U per day sounds good, but you need to know when to stop The water in DEX liquidity is still a bit deep... Compound interest sounds great, but the risk probably doubles too Falling from 20% to 10%, is that called an optimization plan? Really? Can you still earn this much stably every month?

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FloorPriceWatcher

· 6h ago

A 20% APY drop is normal operation... I even find 8% a bit disappointing. --- 5400 per month? Bro, are you saving money or gambling? --- Indeed, earning rewards is satisfying, but I worry that one day a liquidity plan will be announced and the funds will be gone. --- Basically, chasing high APY—that mindset I totally understand. --- Compound returns sound great, but the risks also compound and stack up... --- Earning $540 daily on 200,000 USDT makes me feel like my perspective is too narrow. --- How long can this kind of financial product really last? I still feel a bit uneasy. --- I want to participate too, but I'm afraid of becoming the bag holder. --- Living off a few thousand a month from financial management sounds a bit risky.

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rugdoc.eth

· 6h ago

200,000 USDT earning 54... sounds really tempting, but I'm just worried that liquidity might evaporate overnight someday --- A 10% return sounds comfortable, but what about the risks on USDD? Does anyone care? --- I just want to ask, how long can this model last... I always feel like it's just blowing bubbles --- After harvesting the wool, I realize I'm the sheep. I've seen too many of these tricks --- Instead of messing around in DEX, it's better to stay calm and hold coins. These high APYs are really tempting --- A stable income of five or six hundred per month, feeling a bit high... but who can refuse? --- The phrase "liquidity mining changes the mindset" really hit me. Indeed, no one wants to frequently withdraw funds --- 8%+2% sounds good, but will there be the same next month? --- Running 200,000 USDT on the chain, how much gas fees have been spent? --- The concept of compound interest... after all the circling, it's just betting that the platform won't collapse, right

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