How can ordinary people accumulate assets worth tens of millions? This is a question worth serious consideration.

First, master the "Three Delays": marry at 35, have children at 40, buy a house at 45. These are all big pitfalls that consume your initial capital. Early consumption is essentially pre-emptively depleting your wealth growth potential.

Second, step into the financial sector. Whether engaged in financial planning or asset management, you are dealing with other people's money — this allows you to understand the logic of wealth operation more systematically.

The key is action: start now and invest all the money you can save. In the cryptocurrency space, you can regularly invest in top blue-chip coins like Bitcoin, Ethereum, and BNB; on the stock side, choose high-dividend stocks such as Altria Group, Realty Income, and China's six major state-owned banks. The important thing is to keep profits and dividends rolling over into new investments until you master more advanced investment skills.

Following this path, reaching a net worth of ten million by age 30 is really not difficult. The question is, how many people are truly willing to make these sacrifices during the critical ten years?