BNB holders are all figuring out how to maximize their returns. In fact, many people didn't realize that lending and participating in new project launches are actually conflicting—using BNB as collateral to borrow funds prevents participation in Launchpool. But now there's a way to enjoy both benefits at the same time.

The key is a token called clisBNB. Users can first borrow USD 1 using BNB (interest rate only 3.48%), and this USD 1 can be used at low cost to participate in various new project launches. Meanwhile, the BNB token they hold as collateral continues to generate yields, with an annualized staking return of 8.95%-12%. Plus, the average returns from new project launches are between 15%-25%, stacking two sources of income.

Looking at historical data reveals how powerful this strategy can be. The SAGA project in Binance Launchpool has surged by 19,700%. While not every project will perform this dramatically, the average returns are still quite attractive. Currently, the circulation of this scheme has exceeded 300,000 clisBNB tokens, and it continues to grow. In the past three months, the total value locked (TVL) in liquid staking has increased by 17%.

Let's do the math: low-interest borrowing + staking yields + new project launch returns could collectively result in an annualized return exceeding 35%. For BNB holders looking to accumulate chips during a bear market, this is indeed a promising approach.