The U.S. Treasury Department's debt clock has lit up with a dazzling red light. In Q3 2025, the annualized interest payments in the United States first surpassed $1.2 trillion — a figure that has far exceeded the entire defense budget.

Even more concerning, up to 19% of federal revenue is directly divided among bondholders, and this proportion continues to rise. This is not a political issue; it’s a stark mathematical reality: the debt vortex is accelerating, and the global confidence in the dollar system is being eroded layer by layer.

There are actually only two options for the Treasury Department, neither of which is very good. One is to accept higher yields, which would result in a deeper cycle of deficits and debt; the other is to let the Federal Reserve directly intervene to control the yield curve and initiate a new round of monetary expansion. Whatever the choice, the ultimate direction is the same: sovereign currency credit is being diluted, and global assets are being revalued.

Look, even the biggest foreign buyers are starting to reduce their holdings, and gold and silver prices are soaring. This is not just about inflation anxiety — it’s a crisis of trust in the entire traditional financial system.

Smart capital has long sensed the shift. They are accelerating their flow into the crypto ecosystem, especially into protocols that can connect to high-quality real-world assets. Platforms dedicated to building on-chain lending infrastructure have recently significantly lowered lending rates and innovatively integrated real-world assets, making their strategic importance unprecedented. In this financial reshaping, how to allocate assets to both preserve principal and seize opportunities has become the core concern of savvy investors.