Big entrepreneurs want to create zero-volatility bank accounts with technology? The opportunity for 1 billion people is here

【Crypto World】MicroStrategy’s leader Michael Saylor recently proposed an interesting idea. He believes that in the future, the entire monetary system can be reconstructed through technological means. What is the specific goal? To create a bank account for one billion people worldwide that has zero volatility and generates a stable 8% annual return.

It sounds a bit sci-fi, but this reflects the traditional financial sector’s thoughts on the current system. Traditional bank accounts offer low returns, high volatility risk, and often poor user experience. If the model described by Saylor—zero volatility plus stable returns—can truly be achieved, it would indeed be a revolutionary change for the billions of people worldwide who lack adequate financial services.

Of course, there are many challenges between technological implementation and large-scale promotion. But the fact that enterprise-level participants like MicroStrategy are considering this direction already indicates that the potential of digital assets and blockchain technology in the financial field is being increasingly recognized by mainstream voices. Whether this idea can be realized remains to be seen.