The possibility of XRP evolving from a digital asset to a financial product

2026-01-21 01:29:47

Source: DigitalToday Original Title: “Crazy Bullish” Flare CEO Looks at XRP’s Future Original Link:

Flare Networks(Flare Networks) CEO(Hugo Philion) has expressed strong optimism about the long-term value and utility expansion of XRP. He believes XRP can evolve beyond a simple digital asset for payments into a financial product that generates real profits.

In a recent interview, CEO Philion explained why some in the community describe XRP’s future as “crazy bullish(crazy bullish)”, emphasizing that if XRP utilization within the Flare ecosystem becomes mainstream, the fundamental nature of the asset could change radically.

Flare Networks is considered a blockchain aligned with Ripple’s vision of XRP utility. If hundreds of millions to billions of XRP are locked(locked) and used in on-chain activities on Flare, XRP will no longer be just a bridge currency. CEO Philion stated, “If hundreds of billions of XRP are utilized daily, it will transcend a digital asset and become a true financial product that yields returns,” indicating that such a shift would represent a qualitative leap for XRP.

Flare aims to be the core infrastructure layer enabling productive use of XRP in decentralized finance(DeFi) environments. Previously, XRP was limited to smart contract-based financial activities, but Flare makes large-scale financialization possible. Philion predicts a mutually reinforcing effect between XRP and Flare during this process, saying, “Ultimately, only good things can happen.”

This vision is already showing early results. Since launching FXRP in September 2025, Flare has grown to approximately 88 million tokens. Interestingly, this volume was formed entirely through individual investors without institutional involvement, which Philion considers a starting point for future expansion.

Regarding concerns from XRP holders about price stagnation, he emphasizes a long-term perspective. Philion explained, “Would Uber have focused only on profits before dominating the market?” highlighting that building infrastructure and expanding adoption are more important than short-term prices. He argues that if XRP becomes a locked, distributed, and profit-generating productive asset, its long-term value could be significantly enhanced.

In addition to Flare, XRP-based DeFi products are emerging on various platforms such as Hex Trust(Hex Trust)‘s wXRP and Midas’ mXRP, and ecosystem expansion continues. Industry experts believe that if this trend persists, XRP’s role could be redefined in a completely different way from the past.

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